Snneha Lukaa
Tummy tuck, liposuction, lip augmentation, ear correction and other cosmetic treatments are not covered by insurance companies. So how do you come up with the funding to get such treatments done? We tell you how you can fund your cosmetic surgery treatments to get the look of your dreams.
Reasons people opt for cosmetic surgery treatments
Here are few reasons as to why people prefer to opt for various cosmetic surgery treatments:
To build confidence: One of the primary benefits of a cosmetic surgery is that it helps people build confidence. It also has benefits related to psychological, emotional and physical well being of an individual. People become better at socializing when they look and feel attractive. A surgery helps one get a renewed confidence, thereby helping people come out of their shells.
Age related changes: Few people are afraid of aging too soon which is why opting for surgical treatments looks like a good option to them. People want to look young as it helps them improve their professional and social relationships.
Correcting a deformity: Certain cosmetic surgeries help people correct deformities that can otherwise have an impact on their health. For instance, having a crooked nose can affect an individual’s breathing which can make it difficult for him to survive. Owing to health reasons too, people opt for a surgery for the face or body. Individuals having deformities find it difficult to socialize with people in personal as well as professional circles. That’s why opting for cosmetic treatment can certainly help such people regain their confidence.
Important occasions: To prepare for important occasions such as weddings, birthdays and others, people want to flaunt their best look. For this purpose, many people opt to go for a cosmetic surgery that helps in improving their overall appearance.
How to manage finances?
Get a personal loan: You can opt for a personal loan for cosmetic treatment from banks, NBFCs or digital lenders in India. This type of loan is of unsecured type and is offered without any collateral. The loan amount is disbursed based on various factors including your age, income, employment status, company type and profession. The loan is offered usually for 6 months-60 months and the tenure may vary from lender to lender. The interest rate of a personal loan for cosmetic treatment depends on various factors including your credit score, income, age and other factors.
Use credit card: You can also use your credit card for cosmetic treatment. You can either convert your credit card purchase into EMIs or get a loan on credit card. However, the interest rate on credit card loans is usually higher than that of a personal loan. Also, if you don’t repay the credit card bills on time, then your credit score is likely to get affected which will make it impossible for you to secure a loan in the future.
Get a NO COST EMI Loan: You can get a loan for cosmetic treatment from Credit Fair at ZERO COST EMIs. Credit Fair offers you instant disbursals at minimal processing fee that helps you fund your cosmetic treatment with ease. You can get a loan of Rs. 10,000- Rs. 10 lakhs at low documentation. With a quick and easy loan from Credit Fair, you can get your cosmetic treatment done in an easy way without having to liquidate your savings or investments.
Inquire with the clinic: Various beauty and health clinics in India have tie ups with various lenders that help them support their customers financially.
We can help you through this journey
Right from helping you with consulting the right doctor to the finances, we at Credit Fair do it all. We have partnered with various clinics across India to cater to your beauty requirements. Additionally, we also help you with loan upto Rs. 10 lakh for cosmetic treatments at ZERO cost EMIs and minimal processing fee.